own it now, pay later
Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.
Nothing to pay today
We pay the store, you take the
goods the same day.
Interest free
Easy interest free payments.
No hidden fees.
Flexible repayments
Pay us back how you like –
weekly, fortnightly or monthly.
Reusable account
A reusable account with a
limit that suits your needs.
Whatever you want from Betta Home Living, there’s a Zip for that.
Two great ways to help you own it.

Account limits
Up to $1000
Interest Free Period
Always interest free
Establishment Fee
$0
Minimum Repayments
$40/month
Monthly Fee
$6/month (waived if you have no balance)

Account limits
$1000 – $10,000
Interest Free Period
Up to 36 months interest free
Establishment Fee
$0-$99 (one off fee added to yourbalance)
Minimum Repayments
From $40/month or 3% (whichever is greater)
Monthly Fee
$6/month (waived if you have no balance)
How to use Zip at Betta Home Living
Want it.
Choose the items you love.
Get it.
Select Zip at the checkout.
Own it.
Set your repayments and enjoy your purchase.

Zip FAQs
How to use Zip:
- Choose the account that’s right for you.
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Fees & interest:
- Zip Pay purchases are interest free, always.
- Zip Money is interest free if you pay off your purchases within the interest free period.
- Standard interest rate of 19.9% applies after the interest free period.
- The $6.00 monthly account fee is waived if you pay your balance by the due date.
- If there’s nothing owing on your account, there’s nothing to pay and no fees.
Repayments:
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
- Repayments start from $40 a month and are based on your account’s credit limit.
Returns & refunds:
- If your item meets Betta Home Living’s returns policy, the purchase amount will be credited back to your Zip account.